Water Damage Claims

When you stop and realize that about two-thirds of the earth’s surface is covered by water and we need water to survive, it makes sense that at some point, and possibly multiple points in our lives, we will sustain some type of water damage to our house, business or personal property.

You may need the financial assistance that would come from submitting an insurance claim for water damage. Even if you do not need the financial assistance, you have been paying your premiums for situations such as these. In our opinion, you should receive the benefits provided by your policy you paid for to the fullest extent that your policy allows. However, to do this, you will need to file a claim for the water damage. The process does not stop with merely filing a claim and is only the beginning of what could be a very daunting process.

Fire Insurance Claims

A fire to someone’s house or business is probably one of everybody’s main concerns and rightfully so. Not only can fire damage property but lives can be lost. I recently read that a fire occurs every 86 seconds in this country. It can happen to anyone and any time and it is never a convenient time when it does happen.

Fires can be attributed to electrical items, appliances, clothes dryers, fireplaces, boilers/ furnaces, chimney, barbecues, extensions cords, candles, space heaters and smokers among other things. A typical fire can engulf your building in as little as two minutes. Depending on the weather conditions and type of building materials and contents within, the fire can easily and quickly spread to the entire home or building. With fire comes massive amounts of smoke and water damages from the sprinkler system and/or fire department. It is likely that the fire department will damage additional items while putting out the fire. The monetary loss adds up quickly.